Furnish Your Dream Home Today, Pay Later
Enjoy up to 24 months interest-free flexible
payment plans.
Shop online and across 20+ stores nationwide.
spend limit
No Fees
Online
SIMPLE & TRANSPARENT
Choose the Plan That Fits Your Budget
Transparent pricing with flexible terms based on your purchase amount.
Up to €500
0% Interest Free▦ Pay over 3 or 5 months
Home decor, cushions, lamps, rugs, occasional tables
Example: €250 = €50/mo
(5 mos)
€500 – €1,299
0% Interest Free▦ Pay over 6 or 12 months
Accent armchairs, dining sets, premium mattresses
Example: €900 = €75/mo
(12 mos)
€1,300 – €5,000
0% Interest Free▦ Pay over 12 months
Full modular sofas, bedroom suites, luxury dining collections
Example: €2,400 = €200/mo
(12 mos)
€1,300 – €10,000
0% Interest Free▦ Pay over 18 or 24 months
Complete home renovations, premium leather suites, multiple rooms
Example: €4,800 = €200/mo
(24 mos)
SIMPLE 4-STEP PROCESS
How to Apply
Get ready to purchase your dream furniture in just a few quick steps.
Apply Online via humm
Complete the quick application on the Humm website.
Get Fast Approval
Receive your pre-approved credit limit directly on your mobile device.
Shop Online or In-Store
Browse EZ Living Furniture collections online or visit any of our showrooms across Ireland.
Checkout with humm
Select Humm at online checkout, or present your mobile phone number (used in Humm application) at the store till to complete your purchase.
CALCULATE BEFORE YOU SHOP
Repayment Estimator
Adjust the amount to see how easy budgeting can be.
Calculate Your Monthly Payment
The terms available depend on the amount of credit required. The terms available and final credit amount are shown to customers before they confirm their purchase on the Humm website or app and may differ from what is shown in-store or on our website.
Pre-approve this amount on humm →QUICK ELIGIBILITY
Who can Apply?
Check these simle criteria before beginning your quick application.
Irish citizen or permanent resident,
aged 18+
Earn a minimum of €1,500 per month
Have a valid government photo ID (Passport or Irish Driving Licence)
Have a clean credit history with no recent bankruptcy or debt settlement
Have an Irish debit/credit card and valid mobile phone number
Provide proof of PPS number & address
GOT QUESTIONS?
Frequently Asked Questions
Everything you need to know about humm financing at EZ Living Furniture.
What do I need when applying for Humm finance?
When applying for finance you will need to have the following:
- Proof of ID
- Proof of address
- Proof of bank details
- Proof of PPSN (Personal Public Service Number)
How much credit can I apply for with Humm?
You can request up to €30,000 with Humm. The maximum amount allowed under one credit agreement is €10,000, but you can have more than one Humm credit agreement with us, should your order be over €10,000.
How many months will my repayments be spread out over?
Your repayments can be spread over 3 to 24 months, depending on the amount of credit required.
What interest am I charged or are there any additional fees?
There is no interest and no fees when using Humm.
Can I purchase any product with Humm?
Floor models cannot be purchased with Humm.
Can sale items be bought on finance?
Yes, sale items can be purchased with Humm finance.
How long the application and approval process takes?
The application takes about 5 minutes. Most applications are approved within 20 minutes, but there will be times that Humm requires additional documentation or need to run additional checks, which may delay the application decision. If you have made an application but have not heard from Humm within 24 hours, please call Humm on 01 9601601.
Can I pay off a finance agreement earlier than agreed?
Yes. You can make additional payments and pay your balance early through your Humm account or the Humm app. You can also contact Humm on 01 960 1601.
Do I need to give a deposit?
You do not need to pay a deposit if paying for your order in full with Humm.
When will my first payment be taken?
Your first monthly payment is taken at the time of checkout.
How can I check my balance with Humm?
You’ll have access to your own online Humm account where you can check your balance, make extra payments and pay off your credit early without additional fees or charges.
When will my Humm order be delivered?
As soon as your purchase has been completed via Humm, you will be booked in for delivery if your items are in stock.
I have a query about my payments. Who should I contact?
You can contact Humm via live chat on their website or app, or by calling 01 960 1601.
Can I return items purchased with Humm?
Yes. Paying with Humm does not change the return law. Items can be returned within 14 days from the delivery date. You can use our quick Withdrawal link.
Ready to transform your
home?
Apply in minutes with humm and start
shopping EZ Living Furniture today.
Flexifi Europe Limited, trading as Humm, is regulated by the Central Bank of Ireland. Approval is subject to credit assessment and approval. Humm offers terms up to 24 months interest-free. The terms available depend on the amount of credit required. The terms available and final credit amount are shown to customers before they confirm their purchase on the Humm website or app and may differ from what is shown in-store or on our website. Please be aware that a late fee of €9 may be applied in cases where a payment is late by more than 24 hours. Whilst every effort is made to keep the information on the page up to date EZ Living Furniture will not be held responsible for changes to required information for the application process or additional terms made available by Humm. EZ Living Furniture have no say over the decision made by Humm and we are not provided with any information as to why credit applications are declined. Should you happen to be declined we would also be more than happy to provide you with alternate payment structures which may suit your personal needs and the store manager at your local EZ Living Furniture store would be best suited to discuss your personal requirements. Please contact your local store manager by ringing 0818 222 272. Warning: If you do not meet the repayments on your BNPL agreement your account will go into arrears. This may affect your credit report, which may limit your ability to access credit, a hire–purchase agreement, a consumer–hire agreement or a BNPL–agreement in the future.
