Finance Finance
Enjoy Now, Pay Later
Helping you complete your dream home
See below for the supporting documents you'll need when applying for finance, then fill out the application form here
  • Are you over 18 Years? If you’re over the age of 18 you’re eligible for Finance.
  • Are you a resident? Living in the Republic of Ireland for a minimum of 3 years?
  • Have a phone number? Home, work, relatives , etc. number which you can be reached at.
  • Are you employed? Full time work. Part time- up to 16hrs p/w. Self employed, Retired, Disability Allowance.
  • Photographic ID: Valid passport OR valid full driving licence only.
  • A Personal Public Service Number (PPSN), in one of the following forms:
    • P45, P21, P60, tax credit certificate
    • Employment record from Revenue
    • Medical or drug payment scheme card
    • Payslip
    • Green public service card CANNOT BE USED
    • E111 card CANNOT BE USED
  • A Contact Number. This can be a landline or mobile.
  • An Irish Bank Account which supports Direct Debt. The account must be in the name of the applicant (joint accounts can be used).
  • Proof of Address dated within the last 3 months in one of the following forms:
    • Full valid driving licence
    • Current bank account statement showing 2 transactions (the account being used for repayments)
    • Gas/Electric bill. Landline bill if showing the telephone number
    • Credit card statement
    • Home or car insurance letter regarding a current policy
    • Correspondence from a state body, like Revenue
    • TV licence bills CANNOT BE USED
    • NCT letters CANNOT BE USED
  • Not sure if you have the correct documents? Email us at [email protected] and we can check for you.

Finance calculator

Minimum credit amount of €500 is required. Credit amount is your order total minus any deposit you may wish to pay.

Deposit (not required)

Duration in Months

per month


Documentation is reviewed by our Finance Team.
Application either approved or denied.
If approved you pay your deposit and sign the paperwork.
Customer Service will be in contact to arrange delivery.
Monthly repayments start after delivery.
Terms and Conditions

Finance is available for orders with a balance of over €500. Monthly repayments for orders between €500 and €1499 can be spread over 6, 9 or 12 months. Orders €1500 and above can spread the repayments over 6, 9, 12, 18 or 24 months. A deposit is not required on standard stock items. For Made to Order items a 20% deposit is required. After signing your agreement there is a 14 day finance cooling off period before delivery can take place.

Our finance option is only available for delivery and is not available for store or depot collection.

All Finance orders must be signed for at the point of delivery, on receipt of the goods, by the customer named on the finance agreement and customer receipt only. Due to legal reasons there are NO exceptions to this rule.

EZ Living Furniture have no say over the decision made by the financial provider, Creation Finance, and we are not provided with any information as to why finance applications are declined. Should you happen to be declined, we will provide you with the information and contact details for the Irish Credit Bureau so you can follow up on your application if you wish.

We would also be more than happy to provide you with alternate payment structures which may suit your personal needs, and the store manager of your local EZ Living Furniture store would be best suited to discuss your personal requirements. Please contact your local store manager by ringing 0818 222 272.