Interest Free Finance

How Finance Works

Here at EZ Living Furniture, we understand the high cost of refurbishing your home, however, we are committed to making things easier for our customers by now offering 0% interest-free finance.

Applying for finance is simple.

First, choose what items you wish to purchase*. Then click the button below to fill out our finance application form. We'll review your documentation (see “What You’ll Need”) and process your application within 4 working days.

After the finance application has been approved, we will call you to take the required 20% deposit. All you'll need to do then, is to pop into your nearest EZ Living Furniture store, with your proof of ID, to sign your finance application form.

Click here to fill out the form: Web Finance Form

To avail of our 0% interest-free finance option you must spend a minimum of €500. Repayments can be made over 6, 9 or 12 month for orders above €500 and over 6, 9, 12, 18 or 24 month for orders above €1500.

To answer some of the most frequently asked questions regarding EZ Living furnitures 0% intrest-free finance you can read our faq's online at this link.

*Floor model and outlet items are not available as part of EZ Living Furniture 0% APR finance.

Calculate Your Monthly Payment Below


Minimum €500 is required

Add Your Order Total Here: €


Minimum 20% is required


Please select the period
Monthly Payment
Loan Term
Deposit To Pay Now
Total Amount of Credit
Total Amount Payable
Am I Eligible?

Finance CriteriaAre you over the age of 18?

Finance CriteriaAre you a resident of the Republic of Ireland for the last 3 years minimum?

Finance CriteriaAre you able to supply a phone number? (This can be a home, work, relatives or neighbours number which you can be reached on if called)

Finance CriteriaAre you employed? Full-time employment (16 hrs + per/week), Part Time employment (up to 16hrs per week), Self Employed, Retired, In receipt of Disability Allowance, Homemaker.

If you can answer ‘yes’ to all of the above, we are delighted to announce that you are eligible for our Finance option!

What You'll need?

Please ensure that you have the required documentation and ID from the list below when you fill out your application in store or online (Click here to fill out the online application form).

Finance CriteriaA 20% deposit

Finance CriteriaOriginal copy of proof of address dated within the last 3 months in one of the following forms:

  • Credit card statement showing applicant’s name and address
  • Recent utility bill: Water/Gas/Electric/Fixed Landline/ Council Tax
    • Please note Mobile Phone bills or bills for cable/satellite TV will not be accepted.

Finance CriteriaPhotographic ID, the following are the only accepted forms of ID:

  • Valid Passport
  • Any Valid Full Driving Licence

Finance CriteriaAn Irish Bank Account which supports Direct Debit. This account must be in the name of the applicant.

Finance CriteriaA contact number. (This can be a home, work, relatives or neighbours number which you can be reached on if called).

Finance CriteriaA Personal Public Service Number, in one of the following forms:

  • Any correspondence from the Department of Social Protection or the Revenue Commissioners addressed to the individual showing the individual’s PPSN
  • P21, Tax Assessment or Notice of Tax Credits
  • Receipt of Social Welfare Payment
  • Medical Card/Drug Payment Scheme (DPS) Card
  • Payslip, P60/P45
So, What’s Next?

After we review your documentation, the finance application will be made via our financial provider, Creation Finance, who decide if your application is approved or denied based on the documents provided by you, and information provided by the Irish Credit Bureau (ICB).

Once you have been approved for finance, and have been into one of our stores to sign the finance application, a cooling-off period of 14 days will begin. After this a member of our customer service team will contact you to arrange delivery of your order.

Our finance option is only available for delivery and is not available for store or depot collection. All Finance orders must be signed for at the point of delivery on receipt of their goods by the customer named on the finance agreement and customer receipt only. Due to legal reasons there are NO exceptions to this rule.

EZ Living Furniture have no say over the decision made by the financial provider and we are not provided with any information as to why finance applications are declined. Should you happen to be declined, we will provide you with the information and contact details for the Irish Credit Bureau.

We would also be more than happy to provide you with alternate payment structures which may suit your personal needs, and the store manager of your local EZ Living Furniture store would be best suited to discuss your personal requirements. Please contact your local store manager by ringing 0818222272.